📌 1. Fiscal Overview – Where’s the Money Going?
✅ Total Budget Size: ₹50.65 lakh crore
✅ Revenue Target: ₹34.96 lakh crore
✅ Fiscal Deficit: Reduced to 4.4% of GDP (from 4.8% last year)
✅ Capital Expenditure: ₹11.21 lakh crore 💰 (Boosting infrastructure & growth)
💡 Why It Matters?
- Government spending more on roads, railways & digital projects 🚀
- Lower fiscal deficit → More financial stability 💼
💰 2. Income Tax Reforms – More Savings for You!
✅ New Tax-Free Limit: ₹12 lakh per year! 🥳
✅ Revised Tax Slabs:
- ₹0 – ₹12 lakh ➝ No tax! 🆓
- ₹12 – ₹18 lakh ➝ 10% 💵
- ₹18 – ₹24 lakh ➝ 20% 📈
- Above ₹24 lakh ➝ 30% 🔝
✅ Higher Deductions for Investments & Home Loans 🏠
✅ Startups Get Extended Tax Holiday! 🚀
💡 Why It Matters?
- Middle class will save more money! 🏦
- More incentives for salaried professionals & entrepreneurs!
🌱 3. Agriculture & Farmers’ Welfare – Big Boost to Rural India!
✅ PM Dhan-Dhaanya Krishi Yojana: ₹2.5 lakh crore allocated 🚜
✅ New Irrigation Projects to help 1.7 crore farmers 💧
✅ Increase in MSP (Minimum Support Price) for wheat, rice & pulses 🌾
✅ ₹1.5 lakh crore for rural roads & infrastructure development 🛣️
💡 Why It Matters?
- Better prices for farmers = More rural prosperity! 🏡
- Irrigation & roads = Faster transport & better crops! 🚜
🏗️ 4. Infrastructure & Jobs – India’s Growth Engine!
✅ ₹10 lakh crore for highways & railways 🚆
✅ 200 New Vande Bharat Trains 🏎️
✅ Bullet Train Project Funding Approved! 🚄
✅ 5 Smart Cities to be developed 🏙️
💡 Why It Matters?
- More jobs! 💼
- Faster travel & connectivity 🚗
- Global investment attraction! 🌍
💻 5. Digital India & Startups – The Future is Here!
✅ ₹1 lakh crore Startup Fund for AI, fintech & robotics 🚀
✅ Cheaper Internet: 5G Expansion to Rural India 📡
✅ Digital Rupee Expansion – CBDC to Go Global! 💱
✅ E-Governance Boost – More services moving online! 📲
💡 Why It Matters?
- More tech jobs! 💻
- Better digital services for all! 🌐
⚡ 6. Renewable Energy – Green & Clean India!
✅ ₹3 lakh crore for Solar Energy ☀️
✅ New Nuclear Power Projects Approved ⚛️
✅ EV Subsidies Extended! 🚗⚡
💡 Why It Matters?
- Less pollution, cheaper energy 🌍
- Big boost to electric vehicles 🚙
🏥 7. Healthcare – Stronger & Smarter!
✅ ₹2.5 lakh crore for Public Health 🏥
✅ New AI-Powered Healthcare Centres 💉
✅ More Free Medicines under Ayushman Bharat! 💊
💡 Why It Matters?
- Better hospitals & faster treatments! 🏥
- AI will detect diseases earlier! 🧬
🏫 8. Education & Skill Development – Smarter Future!
✅ ₹1.2 lakh crore for Higher Education 🎓
✅ More IITs & IIMs to be opened! 🏛️
✅ Coding & AI in school curriculums 🤖
✅ ₹5000 crore for Online Learning Platforms 📚
💡 Why It Matters?
- More opportunities for students! 🎓
- India’s youth will be future-ready! 🚀
🛡️ 9. Defence & National Security – Protecting India!
✅ ₹6 lakh crore Defence Budget 🪖
✅ Indigenous Weapon Production Increased 🔫
✅ New Cybersecurity Command! 🖥️
💡 Why It Matters?
- Stronger national security 🔐
- India will rely less on imports for defence! 🏗️
Final Thoughts 💭
The Union Budget 2025-26 is a growth-focused, futuristic, and digital-friendly budget that aims to:
✅ Reduce Taxes & Increase Savings! 🏦
✅ Boost Startups & Digital Economy! 💻
✅ Improve Roads, Railways & Smart Cities! 🚆
✅ Support Farmers & Rural Development! 🌾
✅ Expand Healthcare & Education! 🎓
This budget is all about prosperity, progress, and people’s well-being! 🚀